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Most Popular Policies of Apollo Munich Insurance

  • Optima Restore Family Floater Policy
    This plan covers an entire family of maximum four people. The policyholder can choose between one adult and three children or two adults and two children.
    Key features of Optima Restore Family Floater Policy
    • The sum assured gets doubled in 2 claim-free year
    • Sum insured is restored if gets exhausted during a policy year
    • Wide range of sum insured from Rs. 3 Lakhs to Rs. 50 Lakhs
    • Lifetime renewal option
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  • Apollo Munich Optima Vital
    It is a critical illness insurance plan with coverage available for 37 types of critical illnesses. Both individuals and families can opt for this plan.
    Key features of Optima Vital Policy
    • Wide coverage for 37 critical ailments
    • Sum Insured range from 1 to 50 Lakhs
    • Availability of second opinion
    • Lifetime renewal
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  • Optima Restore Individual Plan
    This plan covers an individual and restores exhausted coverage in the middle of a year.
    Key features of Optima Restore Individual Plan
    • No claim based loading
    • Lifetime renewal option
    • Restore benefit available
    • Multiplier benefit available
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  • Apollo Munich Easy Health Family Floater Plan
    This plan is designed to cover hospitalization and treatment expenses of multiple members of a family.
    Key features of Easy Health Family Floater Plan
    • Recovery benefit of 10,000 rupees for more than 10 days of hospitalization
    • Free health check-up of up to 5,000 rupees after completing three policy years,
    • Listed critical illnesses are covered with a lump sum of 50% to 100%.
    • Coverage available for new born baby, cost related to child birth
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Easy Travel Senior Citizen

Travel insurance is essential to sort out the problems in abroad while you are traveling. It can provide an ample comfort and peace of mind especially to the senior citizens if they have insurance cover during visiting an exotic country.

Easy travel Senior Citizen travel insurance policy is one which is presented by Apollo Munich insurance service provider. While having this adequate policy, the senior travellers do not have to worry about any unfortunate experience like illness, loss of baggage, flight delay and others. Therefore they can enjoy the trip unperturbedly.

Services that you can access in this policy

  • The policy offers you medical advice over telephone for 24×7 due to any illness during traveling.
  • You can get referrals of hospitals and other medical service providers.
  • Cashless service is available in the hospitals which are included in insurer’s network.
  • They provide proper assistance in case of loss of luggage.
  • Loss of important document like passport is covered under the policy terms.
  • Embassy and interpreter referral services are available for the seniors.

Beneficial features to keep you relaxed in abroad

  • In this policy you can get coverage for the expenses of treatment due to hospitalization and for transportation to medical facility.
  • In both of cases emergency or accident, the dental treatment is covered.
  • The transportation expenses for mortal remains back home is payable.
  • Lump sum amount is payable due to physical loss or permanent disablement due to accident.
  • Accident in carrier while traveling is under coverage.
  • Payment is provided for third party death, injury or damage of property due to your negligence.
  • If the airplane is hijacked for more than 12 hours, a daily amount is payable.
  • If your travel fund is theft or robbery, a lump sum is provided.

Keep information about variants of policy

Policy variants are there depended upon the coverage amount and facilities.

  • Two types are there named Silver and Bronze.
  • The premium is hinge on the facilities.
  • The gross premium amount is Rs.3170 including service tax is for Silver plan and Rs.2130 for Bronze.
  • Coverage amount of Silver plan is 100,000 USD while coverage of Bronze plan is 50,000 USD.
  • The duration of both plans is 7 days.

Comparable benefits of variants of plans

The different benefits offered in Silver and Bronze plan are discussed below in the table. All amounts here are in USD form.

Facilities

Silver

Bronze

Medical treatment

100,000

50,000

Dental treatment

250

250

Transportation for mortal remains

7,500

7,500

Passport loss

200

200

Personal accident

10,000

10,000

Accident within carrier

5,000

5,000

Personal liability due to third party injury

50,000

25,000

Daily allowance for hijack

50/250

50/250

Total loss of baggage

500

Not covered

Delay of baggage

200

Not covered

Emergency cash

200

Not covered

General exclusions from the coverage

  • War, invasion, or act of foreign enemy
  • Participation is military, naval or air force operation
  • Commitment of criminal or unlawful act
  • Abuse of intoxicants
  • Loss or destruction of any property
  • Obesity or any weight control treatment
  • Pregnancy or case of childbirth

Apollo Munich Travel Insurance Plans