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Most Popular Policies of Apollo Munich Insurance

  • Optima Restore Family Floater Policy
    This plan covers an entire family of maximum four people. The policyholder can choose between one adult and three children or two adults and two children.
    Key features of Optima Restore Family Floater Policy
    • The sum assured gets doubled in 2 claim-free year
    • Sum insured is restored if gets exhausted during a policy year
    • Wide range of sum insured from Rs. 3 Lakhs to Rs. 50 Lakhs
    • Lifetime renewal option
    Buy now
  • Apollo Munich Optima Vital
    It is a critical illness insurance plan with coverage available for 37 types of critical illnesses. Both individuals and families can opt for this plan.
    Key features of Optima Vital Policy
    • Wide coverage for 37 critical ailments
    • Sum Insured range from 1 to 50 Lakhs
    • Availability of second opinion
    • Lifetime renewal
    Buy now
  • Optima Restore Individual Plan
    This plan covers an individual and restores exhausted coverage in the middle of a year.
    Key features of Optima Restore Individual Plan
    • No claim based loading
    • Lifetime renewal option
    • Restore benefit available
    • Multiplier benefit available
    Buy now
  • Apollo Munich Easy Health Family Floater Plan
    This plan is designed to cover hospitalization and treatment expenses of multiple members of a family.
    Key features of Easy Health Family Floater Plan
    • Recovery benefit of 10,000 rupees for more than 10 days of hospitalization
    • Free health check-up of up to 5,000 rupees after completing three policy years,
    • Listed critical illnesses are covered with a lump sum of 50% to 100%.
    • Coverage available for new born baby, cost related to child birth
    Buy now

Easy Travel Individual

Any unforeseen event can be incurred at any time. Especially when you are travelling somewhere far away from your home, you should be prepared for such an incident to safeguard yourself.

Easy Travel Individual is a travel insurance plan offered by Apollo Munich which can take care of you while you are away from home. It covers medical expenses, loss of important documents, loss of luggage, delay of your flight. The additional benefit that you can get is the amount paid due to damage of third party’s property caused by you.

It makes you facilitated with comprehensive benefits

  • Medical Evacuation is covered in this policy under Medical Expense Sum Insured.
  • While traveling anywhere, you will get medical advice service over telephone.
  • Hospital admission facility is provided to you due to any emergency.
  • Interpreter referral and pre-trip information service are provided to the insured persons.

About features available in the policy

You can avail both single and multi-trip with this Easy Travel Individual. Options of variants of policy are obtainable to choose from. The options are Platinum, Gold, Silver, Bronze and Asian Region plans. You can opt for as per your need.

A compared benefit of each variant is given below precisely. The amount given here are in USD.

Benefits

Platinum

Gold

Silver

Bronze

Asian Region

Medical treatment

5,00,000

2,50,000

1,00,000

50,000

25,000

Flight delay

50/200

25/100

Not covered

Not covered

Not covered

Dental treatment

500

250

250

250

250

Accidental death/disability

25,000

20,000

10,000

10,000

10,000

Personal liability

1,00,000

1,00,000

50,000

25,000

10,000

Hijack allowance (daily)

100/500

50/250

50/250

50/250

50/250

Loss of passport

300

300

200

200

200

Loss of baggage

1,000

500

500

500

Not covered

Delay of baggage

300

300

200

200

Not covered

Emergency cash

300

200

200

Not covered

Not covered

For Single trip-

  • The people of age group of 6 months to 70 years can get the benefit coverage of Easy Travel Individual plan.
  • The maximum trip duration of 180 days is covered under this travel insurance policy.

Note the matters of exclusion

Few things are there for which the insurer does not compensate the insured persons. You should keep those things in mind before opting for this plan. The matters are mentioned below. Take a look.

  • If you are traveling abroad to obtain medical treatment, expense for treatment is not payable for this policy.
  • Treatment caused by war or any act of war, act of foreign enemy, incursion, civil warfare, any war like action, communal defense, revolution, rebellion, insurgence, military or seized acts, riot, terrorism, chemical, radioactive or nuclear contagion.
  • Medical cost due to injury in naval involvement, military or air force operations, diving, scuba diving, racing, flying, parachuting, hang-gliding, rock or mountain climbing.
  • Accident due to any breach of law with criminal intent is not covered under this policy.
  • Self-injury or attempt to suicide is not under the coverage of policy.
  • Any pre-existing condition and complication arisen from it is not covered.
  • Case of childbirth is not undertaken by the insurer.
  • HIV AIDS and related complications are in exclusion.

Apollo Munich Travel Insurance Plans