- The sum assured gets doubled in 2 claim-free year
- Sum insured is restored if gets exhausted during a policy year
- Wide range of sum insured from Rs. 3 Lakhs to Rs. 50 Lakhs
- Lifetime renewal option
Most Popular Policies of Apollo Munich Insurance
- Optima Restore Family Floater Policy
This plan covers an entire family of maximum four people. The policyholder can choose between one adult and three children or two adults and two children.
Key features of Optima Restore Family Floater Policy
- Apollo Munich Optima Vital
It is a critical illness insurance plan with coverage available for 37 types of critical illnesses. Both individuals and families can opt for this plan.
Key features of Optima Vital Policy
- Wide coverage for 37 critical ailments
- Sum Insured range from 1 to 50 Lakhs
- Availability of second opinion
- Lifetime renewal
- Optima Restore Individual Plan
This plan covers an individual and restores exhausted coverage in the middle of a year.
Key features of Optima Restore Individual Plan
- No claim based loading
- Lifetime renewal option
- Restore benefit available
- Multiplier benefit available
- Apollo Munich Easy Health Family Floater Plan
This plan is designed to cover hospitalization and treatment expenses of multiple members of a family.
Key features of Easy Health Family Floater Plan
- Recovery benefit of 10,000 rupees for more than 10 days of hospitalization
- Free health check-up of up to 5,000 rupees after completing three policy years,
- Listed critical illnesses are covered with a lump sum of 50% to 100%.
- Coverage available for new born baby, cost related to child birth
Easy Travel family
A vacation with family is the most enjoyable matter. Though an unfortunate event is not desirable in such a trip, it can be happened any time. Hence you can save yourself from destructing the amusement in leisure trip.
If you have Easy Travel Family insurance policy, you can travel with a peaceful mind because you do not have to worry for any physical or financial problem. The insurer is there to think about it and to make you feel free while traveling.
Give attention to the key benefits of it
- The expense for in-patient treatment along with transportation to medical facility is covered.
- Dental treatment due to emergency or accident is covered.
- Cost for transportation of mortal remains home is provided.
- In case of loss of passport, an amount is payable for obtaining duplicate or fresh passport.
- A lump sum amount is given due to physical loss or permanent disablement due to accident.
- A specific amount is payable for any event of accident in carrier.
- If any loss or damage of third party property, injury or death is happened due to your negligence, the personal liability is under coverage of policy.
- In case of aircraft hijack, a daily allowance is provided in case of hijacking for more than 12 hours.
- Payment is available for buying new things if your checked-in luggage will be lost by the carrier.
- In case of delay of luggage, an amount is payable to purchase the essentials.
- If your travel fund is lost due to theft or robbery, the insurer is there to pay you cash for that emergency situation.
Different plans are there for Easy Travel Family. You can enjoy in abroad with your family by investing an affordable premium for those plans. A detail of premium is given below.
|Variants||Coverage amount (USD)||Premium amount (INR)|
Little specific information to know
- The persons of age group of 6 months to 7o years are allowed to be insured under this family travel policy.
- Duration of policy is maximum 7 days.
- You can apply Silver plan worldwide, while the obtainable geographical area for Bronze is worldwide except USA and Canada and it only Asia pacific excluding Japan for Asian region.
- Maximum 6 persons can be insured under an easy travel family plan. 2 adults including self and spouse and 4 children is allowed.
Exclusions from the compensation in policy
If you are traveling to abroad for obtaining medical treatment, policy is not liable to pay for medical expenses.
War or any act of war, war like operations, attack, act of foreign enemy, public defense, rebellion, military acts, riot, terrorism, radioactive adulteration; these are not under coverage.
If any breach of law with criminal committed is occurred by insured, insurer is not liable.
Medical condition due to abuse of drugs & alcohol is not covered.
Attempt to suicide is excluded.
Expense caused by childbirth and related complications is not covered.
Any pre-existing disease is not covered.