- The sum assured gets doubled in 2 claim-free year
- Sum insured is restored if gets exhausted during a policy year
- Wide range of sum insured from Rs. 3 Lakhs to Rs. 50 Lakhs
- Lifetime renewal option
Most Popular Policies of Apollo Munich Insurance
- Optima Restore Family Floater Policy
This plan covers an entire family of maximum four people. The policyholder can choose between one adult and three children or two adults and two children.
Key features of Optima Restore Family Floater Policy
- Apollo Munich Optima Vital
It is a critical illness insurance plan with coverage available for 37 types of critical illnesses. Both individuals and families can opt for this plan.
Key features of Optima Vital Policy
- Wide coverage for 37 critical ailments
- Sum Insured range from 1 to 50 Lakhs
- Availability of second opinion
- Lifetime renewal
- Optima Restore Individual Plan
This plan covers an individual and restores exhausted coverage in the middle of a year.
Key features of Optima Restore Individual Plan
- No claim based loading
- Lifetime renewal option
- Restore benefit available
- Multiplier benefit available
- Apollo Munich Easy Health Family Floater Plan
This plan is designed to cover hospitalization and treatment expenses of multiple members of a family.
Key features of Easy Health Family Floater Plan
- Recovery benefit of 10,000 rupees for more than 10 days of hospitalization
- Free health check-up of up to 5,000 rupees after completing three policy years,
- Listed critical illnesses are covered with a lump sum of 50% to 100%.
- Coverage available for new born baby, cost related to child birth
Apollo Munich Health Insurance Company
Apollo Munich Health Insurance Company came into existence on 8th August in the year of 2007 as a consequence of the collaboration between Apollo Hospitals Group, considered as the largest healthcare provider in Asia and Munich Health, a widely recognized insurance brand based out of Germany. Apollo Munich Health Insurance Company is dedicated to provide top-notch services in the niche of health care by offering a wide range of Apollo Much health insurance plans people from all walks of life can afford.
Types of insurance plans available at Apollo Munich
The motto of Apollo Munich Health Insurance Company is to “Uncomplicate” the entire process of offering comprehensive Apollo Munich health insurance policies for individuals, corporate houses, families and senior citizens. The extensive product offering of Apollo Munich insurance encompass Apollo Munich health insurance, travel insurance and personal accident insurance plans. All insurance products available at Apollo Munich are customized to meet the needs of common people. Apollo Munich caters to the needs of corporate groups by providing tailor-made group health policy schemes. Let’s have a look at the types of health cover on offer by Apollo Munich.
Apollo Munich Health Insurance Plans for individual
The individual health insurance policies from Apollo Munich not only facilitate top class medical assistance but the convenience in availing the service brought complete peace of mind for individual policyholders. Apollo health insurance policies are highly sought-after as they boast the following positive traits;
- cashless hospitalization
- 100% no claim bonus
- benefits restoration
- No additional loadings at renewal due to earlier claims
Apollo Munich Health Insurance Plans for family
These health covers provide total coverage for the members of a particular family. Ideally, the family comprises of the insured person, his/her spouse, dependent adults that include grandparents, parents and in-laws and two dependent children. The benefits of availing Apollo health insurance for family are;
- Coverage for entire family is available under a single plan
- No extra loading at renewal in case of previous claims
- 100% bonus for making no claim
- Sum insured of health plans range between Rs.3 and 15 Lakh for every individual of the family
Apollo Munich Health Insurance Plans for senior citizen
People those who are over 65 years of age can opt for Apollo Munich Health Insurance covers for senior citizen. Senior people usually depend mostly on pensions and fixed deposit interests. Health issues can make a dent in their finances. Apollo Munich health insurance policies provide the much-needed financial coverage from medical costs. Some of the major advantages of Apollo Munich Health insurance plans for senior citizen include;
- pre and post hospitalization
- domiciliary and day care treatments
- in-patient hospitalization
- emergency ambulance
- organ transplant
Some of the additional benefits of Apollo Much insurance are sum insured enhancement, cumulative bonus, portability, cashless service.
Product offerings of The Apollo Munich Health Insurance Company
Ever since the inception, Apollo Munich insurance company is coming up with innovative and customer friendly insurance products on consistent basis. Starting from Easy Health insurance policy Apollo Munich now offers a wide range of health insurance, personal accident and travel policies such as;
- Easy Health
- Optima Senior
- Optima Restore
- Optima Plus
- Optima Cash
- Individual Personal Accident
- Easy Travel Insurance
To facilitate policyholders with hassle free cashless treatment, Apollo Munich Insurance Company boasts around 4000 network hospitals in more than 800 cities. This huge network ensures that there is a hospital in the vicinity of all policyholders in time of medical emergencies.
Facts and figures of Apollo Munich Health Insurance Company
The Apollo Munich Health Insurance Company takes pride in its remarkable statistics in terms of significant aspects like policy renewal and claim settlement ratio. More than 80% of Apollo Munich insurance holders renew their plans each year. Apollo Munich takes 15 days on average to settle claims and the company settles more than 95% of claims within 30 days from the initiation of the claim. Apollo Munich health insurance policyholders receive authorization for cashless treatment in 2 hours after intimating the claim. Apollo Munich Health Insurance Company boasts positive feedback from more than 85% customers. Apollo Munich health insurance and other products are offered directly through website, call center and in-house sales force from more than 50 offices.
All these facts well and truly confirm the fact that the Apollo Munich Health Insurance Company is one of the best providers in the domain of health insurance in India.
Awards won by Apollo Munich Health Insurance Company
Apollo Munich has grabbed many prestigious awards so far. The distinguished list includes “Great Place to Work”, “Product innovation Award”, “Health Insurance Company of the Year”. India’s most reputed publication houses like “The Hindustan Times”, “The Economic Times” recognized Apollo Munich health insurance plans as the best health insurance plans available in India.
Apollo Munich Health Insurance Plans
Contact Details — Apollo Munich Health Insurance Company:
1st Floor, SCF-19, Sector-14,
Sales Toll Free: 1800-103-0555
Support Toll Free: 1800-102-0333
Follow us: twitter.com/apollomunichins